**Beta Version**
The Expense Tracker is currently in development, and all features can be used for free! Join now to see features across all plans as we continue to develop the full app. Feel free to use as is, purchase credits at a 50% discount (which can be used to purchase paid subscriptions, see User Manual's credit system for more information) , and we will notify you with every update. Our goal is to launch in early 2026, so take advantage of the free use now!
Once we are ready to officially launch, you will have to convert to the paid subscriptions to access upgraded features
The Heart of Finances
With Triple Threat's Expense Tracker, we make managing money effortless — for yourself or with others. Budget, create groups, and more!

Triple Threat's Expense Tracker
Click Here to Access our Expense Tracker!
Or visit our pricing and plans page and the user manual.
Why Us?
Most expense trackers have limiting features, while we provide everything you'll need financially in one place – at the best price! Our goal was to make an app with as many features as possible, so you'll only need one service.
| Feature / Category | Triple Threat | YNAB | PocketGuard | Spendee |
|---|---|---|---|---|
| Core Focus | Total financial control – budgeting, groups, and more! | Zero-based budgeting | Budget control + savings | Shared budgets |
| Target Audience | Roommates, yourself, anyone! | Budget enthusiasts | Everyday users | Families, couples |
| Personal Expense Tracker | ✅ | ✅ | ✅ | ✅ |
| Automatic Settlements Between Users | 🟢✅ Unique | ❌ | ❌ | ❌ |
| Group Trackers | ✅ | ❌ | ❌ | ✅ (limited) |
| Multi-User Fairness Calculation | 🟢✅ Unique | ❌ | ❌ | ❌ |
| Budget Analytics / Insights | ✅ | ✅ | ✅ | ✅ |
| Bank Integration / Sync | ✅ (Coming soon!) | ✅ | ✅ | ✅ |
| Recurring Expenses / Reminders | ✅ | ✅ | ✅ | ✅ |
| Goal Tracking / Savings Targets | ✅ | ✅ | ✅ | ✅ |
| Automatic Category Suggestions (AI) | ✅ (Coming soon!) | ✅ | ❌ | ✅ |
| Export Data (CSV/Excel) | ✅ | ✅ | ✅ | ✅ |
| AI Budget Insights / Predictions | ✅ | ✅ | ❌ | ❌ |
| Social Features (Friends, Shared History) | 🟢✅ Unique | ❌ | ❌ | ✅ (minimal) |
| Ad-Free Experience | ✅ | ✅ | ❌ | ✅ |
| Free Tier Available | ✅ | ❌ | ✅ | ✅ |
| Typical Paid Price (monthly) | 🟢 $2.99–$6.99 | $14.99 | $7.99 | $6.99 |
| Standout Feature | 🟢 Group Features, Individual budgeting, and more! | Rule-based budgeting | Simplified budgets | Shared wallet |
| Overall Differentiation | Tracking Shared Expenses | Deep budgeting | Simple tracking | Shared budgets only |