Subscription Details

Paid Plans

• All paid plans come with a 7-day free trial for the first time you use that plan. After the free trial is over, the billing cycle will start
• Plans are cancellable anytime
• The user will automatically be charged each month/year depending on their subscription plan, and an email will be sent prior to your email attached as a reminder.
• In the event we change prices, you will be notified at least one month in advance. Unless you cancel your subscription, you automatically adhere to and accept the price changes

Group Plan

• The group subscription is a fee charged only to the group creator (only one payment per group)
  
  • $4.99/mo or $49.99/yr
• The group plan is joinable through a code, where only the group admin has the 8-digit code for other users to join
  • The group creator is automatically the admin, unless they assign a different user of the group to admin. However, the payment details will stay the same unless changed
  • A user will request to join, and the admin will have to accept the user into the group
• Usage is independent from individual users' own subscription - all group features available to every group member
  • Every group member can use all features - other individual subscriptions only pertain to personal trackers
  • Features are similar to that of a premium subscription, which includes:
    • Manual Entries - all users can input expenses, payments, etc.
    • Suggested settlements - automatically calculate who owes who and the amount based on participating users in the expenses and on recent payments made between users
    • Custom users/categories - add users and create different categories for your expenses, which is useful for your budgeting page
    • Notifications - receive notifications from participating in the expenses, payments, summaries, etc.
    • Link to Zelle/Venmo - an external link to Zelle and Venmo to more quickly pay users. This also gives the option to click the "check" button on the suggested settlements. For each settlement, if clicked, will automatically enter in that you have completed to payment to that user in the "payments" tab instead of having to manually enter it
    • Budgeting - Access to this page, which shows analytics such as line graphs over time, bar graphs, pie charts to expenses for each category/description. This also allows access to a budgeting table, which is a tool that shows each categories planned vs actual expenses, income, and goals. The user can enter in a dollar amount planned for each category or a percentage of your income. Goals will be pulled for the goals subpage
    • Shared Goals - Add certain saving goals that you want, such as a new TV, etc.
    • Filters - Within the expense, payments, recurring payments, and income tables, you can filter for many different options
    • Export data (CSV/Excel) - be able to export the data into a different file. 

Individual Subscriptions - For Personal Trackers

• Free - This is the base plan. A user will have access to the following features (as listed in the Plans page)
  • Manual entries - Ability to add any expense, payments, recurring payments, and income
  • Suggested settlements - when having users (bot users for personal), it will show who owes who automatically so that each user balances out. This is dependent on who pays for the expense and who participates in the expense
  • Custom users/categories - ability to add users to track paying for others, as well as creating custom categories for the entries
  • Notifications - for updates to the app, being a participant in a payment in a group, and more. Customizable in your profile.
  • 1 personal tracker - access to one personal tracker for yourself (this does not impact joining a group, still able to do so)
• Premium - $2.99/mo or $29.99/yr. This is an upgraded subscription with access to all features in free as well as:
  • Referral code - Access to your 8-digit code to share with other users to both obtain credits
  • Unlimited personal trackers
  • Link to Zelle/Venmo - an external link to Zelle and Venmo to more quickly pay users. This also gives the option to click the "check" button on the suggested settlements. For each settlement, if clicked, will automatically enter in that you have completed to payment to that user in the "payments" tab instead of having to manually enter it
  • Budgeting - Access to this page, which shows analytics such as line graphs over time, bar graphs, pie charts to expenses for each category/description. This also allows access to a budgeting table, which is a tool that shows each categories planned vs actual expenses, income, and goals. The user can enter in a dollar amount planned for each category or a percentage of your income. Goals will be pulled for the goals subpage.
  • Goals - Add certain saving goals that you want, such as a down payment, new couches, etc!
  • Filters - Within the expense, payments, recurring payments, and income tables, you can filter for many different options
  • Export data (CSV/Excel) - be able to export the data into a different file 
• Automation Add-on - $4.99/mo or $49.99/yr. This is an upgraded add-on that provides the convenience of automation, making your job easier.
  • Bank Linking - connect your banking app(s) through the 3rd-party API's to automatically send any expenses, income, etc. to your tracker
    • Choose which tracker they all get sent to. Once they are in the tracker, they will be shaded yellow to show that the user needs to confirm or update it. The user can send it to a different tracker, change who participated in it, or edit categories/descriptions.
  • Smart category prediction - when the information gets sent to your tracker, it will automatically be assigned a category and description. The user can edit this information when confirming the entry.
  • Real-time updates - banking information gets sent within minutes of purchase to your tracker
• Bundle - Premium & Automation - $6.99/mo or $69.99/yr. Purchase both plans at a discounted price for the best experience with the expense tracker
  • This is our best value! Having a budgeting tool as well as banking purchases automatically entered saves time when using our app and makes for the most seamless, comfortable experience.

Credit Purchase

• Credits can be purchased and used to pay for your subscriptions, where 1 credit = $1
• Save more buy purchasing a higher credit bundle!
• Immediately apply the credits to a paid subscription

Credit Usage

• Credits are available for purchase or through referrals. See the Credit System page for more information
• Credits can be used to pay for any subscription except in the following cases:
  • The first payment of a referred user (a payment needs to go through prior to receiving credits from referral)
  • The purchase of additional credits
• Credits will automatically be used as the payment if a user has them unless they opt not to use them
  • If there is a sufficient number of credits to cover the entire bill, the user will not be charged as credits will be used
  • If credits are used but not enough to cover the entire bill, the credits will discount the total bill at 1 credit = $1 rate